Built for the Nigerian earner
Most Nigerians live one bad month away from a crisis. We're building the safety net the formal sector forgot — engineered for Nigerian realities and resistant to abuse from day one.
When your income stops, ours doesn't.
Salaried workers, freelancers, traders, and gig workers all share one truth: when income stops, life doesn't. Rent, school fees, food, and family obligations keep coming. Traditional insurance has historically priced out the average Nigerian earner — or required paperwork they cannot produce.
EarnSured is a private membership network. Members contribute small monthly amounts to build a safety net they can call on when verified income-stopping events happen — job loss, business closure, accident, or illness.
Trust, engineered into every screen
Honest members see the system working in their favour. Bad actors meet a wall of verification before they reach a claim form.
Verify before the claim
Identity, income source, and contribution pattern are checked while you're well — not when you're in crisis.
Transparent eligibility
Every member sees the same checklist of what unlocks a claim. No hidden rules, no surprise denials.
Staged payouts
Three monthly instalments with check-ins. The support tracks the disruption — it isn't a windfall.
Decisions with reasons
Every approval and decline is explained. Members can appeal with new evidence.
One product, every kind of Nigerian earner
Formal employees
Salaried workers in companies, schools, NGOs, and healthcare.
Freelancers & professionals
Designers, developers, lawyers, consultants — recurring client income.
Gig workers
Drivers, riders, dispatch and field agents on platforms.
Traders & artisans
Shop owners, tailors, hairdressers, and daily earners.
Employers (SMEs)
Companies offering income protection as a real benefit to their team.
Inspired by Sweden. Built for Lagos.
- 2025The idea
Inspired by Sweden's A-Kassan model — adapted for Nigerian fraud realities.
- 2026 · Q1Employer-first launch
Onboard SMEs, schools, NGOs and healthcare facilities at 90-day qualifying.
- 2026 · Q2Verified professionals
Open to freelancers and salaried earners with bank-statement income proof.
- 2026 · Q3Gig & informal pilots
Multi-pronged verification: platform earnings, mobile money, cooperative attestation.
Start building your safety net today.
Pick a tier that matches your income, complete verification, and unlock claim eligibility after your qualifying period.