Protect your income before uncertainty happens.
EarnSured helps workers, freelancers, gig workers, and small business employees build a real safety net for job loss and income disruption.
- Transparent eligibility
- Secure payments
- Verified claim process
- Career transition help
A safety net you build before you need it
Five simple steps from joining to receiving verified support.
Join EarnSured
Create your account in minutes and complete your profile.
Choose your tier
Pick one of six tiers that matches your monthly income.
Contribute monthly
Build your safety net with consistent monthly contributions.
Build eligibility
Unlock claim eligibility after 180 days (90 if onboarded by your employer).
Submit a claim
Get verified support when income stops or slows down.
Built for every kind of Nigerian earner
Whether you draw a salary or hustle weekly, EarnSured works for you.
Formal employees
Salary earners in companies, schools, and organisations.
Freelancers
Designers, developers, writers, consultants, tutors.
Gig workers
Drivers, riders, delivery and field agents.
Traders & artisans
Shop owners, tailors, hairdressers, daily earners.
SMEs & employers
Offer real income protection as a benefit to your team.
Six tiers built for real Nigerian incomes
Pick the tier that matches your monthly earning. Employer-onboarded members qualify in 90 days instead of 180.
Entry protection for starters and informal earners.
- 180-day qualifying period
- Up to ₦100,000 max payout
- Paid in 3 monthly instalments
- Job alerts & CV resources
Solid cover for early-career earners.
- 180-day qualifying period
- Up to ₦200,000 max payout
- Paid in 3 monthly instalments
- Career transition support
Balanced cover for employees and freelancers.
- 180-day qualifying period
- Up to ₦400,000 max payout
- Paid in 3 monthly instalments
- Interview prep & resources
Stronger cover for senior professionals.
- 180-day qualifying period
- Up to ₦750,000 max payout
- Paid in 3 monthly instalments
- Personalised transition support
High cover for senior earners and specialists.
- 180-day qualifying period
- Up to ₦1,500,000 max payout
- Paid in 3 monthly instalments
- Priority claim review
Top-tier cover for executives and high earners.
- 180-day qualifying period
- Up to ₦2,500,000 max payout
- Paid in 3 monthly instalments
- Dedicated case officer
Support your team beyond salary.
Offer your employees a real income protection benefit during job loss, transition, or verified income disruption. Bulk onboarding, group pricing, and a clean employer dashboard.
Questions, answered
Everything you need to know before joining.
Is EarnSured a government unemployment scheme?+
No. EarnSured is a private membership-based income protection platform. Claims and payouts are subject to eligibility, verification, and platform rules.
When can I make a claim?+
After completing KYC, paying contributions through your qualifying period (180 days for individuals, 90 days for employer-onboarded members), and providing verified proof of job loss or income disruption.
What if I'm self-employed or informal?+
EarnSured is built for everyone — employees, freelancers, gig workers, traders, and artisans. We accept multiple types of income proof.
How are payouts made?+
Approved claims are paid in three monthly instalments to your verified bank account: the first within 7 days of approval, the next two on day 37 and day 67, contingent on a monthly status check-in.
Can I change or pause my plan?+
Yes. You can upgrade, downgrade, or pause your membership from your dashboard at any time.